Heads-Up! Early Retirement Can Be Bad for Your Health

Whether you put in your 40 years with the company or are on the 10-year saving spree leading to FIRE (Financial Independence/Retire Early) – you would be wise to glance past the finish line and consider some basic facts. It pains me to write this, but – early retirement can be bad for your health… I mean, really bad…   (Photo courtesy of MKulp Photography)   After years of hard work, early mornings, and late nights of working toward your career goals – that pot at the end of the rainbow can be one of the most dangerous ruses of your lifetime. In fact, retirement ranks in at #10 in terms of the average individuals most stressful life events (Source). Let’s start with the bad news.   Studies from these Harvard, US News and World Report, and Medical Daily articles all discuss some part of the frightening reality that early retirement has […]

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What Are you Doing with your Time, Talents, and Treasure?

  In this Current Events Friday’s Post (CE-Friday’s), Fr. Bob and I are asking you – what are you currently doing with your time, talents, and treasure…? Seriously, I want to know. We’ll cover why I’m curious then I’ll give my breakdown to wrap it up.   CE-Friday’s – “What you need to know today in less than 500 words”   (Photo courtesy of Steve W.)     So, here’s an update then a newsflash for me   Our family (me and the girls) are Catholic and I’ve recently learned that our priest has discovered this here blog… After sitting up a little straighter in church and cleaning up my vocabulary (a little), this revelation has led me to blend some of what I hear on Sundays with what you read here on the blog.   Don’t worry – I’m not going to take you to church…     But […]

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Monica’s Weight Loss Update After 2 Months on ‘The Plan’

Monica's Weight Loss Update After 2 Months on 'The Plan'

  On March 16, 2019, my wife struck fear deep into the depths of my heart when she said, “Honey – I need help losing this baby weight. I’m starting this weight loss journey and I need your help… Please.”   I wrote about how she had asked for fitness help in the past, I got a little too ‘agro’, and she ultimately quit working out with me for… oh… 7 years after that ‘incident’.   So when she reached out 2 months ago for some help losing the baby weight, I told you all how I was both terrified and excited at the same time.   I’ve worked with folks who’ve lost hundreds of pounds and also managed to lose 65 pounds – forever – myself. So, we had a bag of tricks to pull from… Which was nice.   Well – we came up with a plan and […]

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How to Live ‘Happily Ever After’ and Work With your Spouse

How to Live 'Happily Ever After' and Work With your Spouse

  “Mom and dad were arguing so I just left the room.” One of our employees was relaying the “discussion” to another and although we were all laughing about it after the fact, neither my wife nor I enjoyed that this took place. We’re hyper-conscious that the “freedom” to work with your spouse can have catastrophic consequences, which is why we’ve implemented the tactics below to make sure that becoming business partners didn’t get in the way of ‘happily ever after’.       I had the great pleasure in talking with Tom from Maple Money all about working with your spouse and the do’s and don’t’s based on my family’s experiences. In fact, this post comes directly from that conversation. I was lucky to have the opportunity and I’d really recommend you heading over to listening to Tom’s podcast then stopping back here to read more of the details. […]

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Who Knew – your Old Cell Phone Can Make you Money?

Who Knew - your Old Cell Phone Can Make you Money?

  Today’s partner post is designed to A) update you on a great option if you’re looking to get rid of your old cell phone in favor of some cash and B) bring you a moment of entertainment. Please see my disclosure page for more details on partner posts.     When in doubt – give your old phones to your toddlers…   We had played the game about three times up to this point and (as a personal failure) I was increasingly stressed-out with each iteration.   You see, my 2.5yo daughter found extreme pleasure in pressing a button on the remote and seeing the picture and words change up on the TV. She had all the power – and loved every minute (FYI – that last point hasn’t changed).   The thing was, though, that dad had been enjoying his favorite team’s opening game. It was the 4th […]

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Is it Crazy to Switch to Ally Bank… Exclusively??

Is it Crazy to Switch to Ally Bank... Exclusively?? #onlinebank #allybank #highyield #savings

  In this Current Events Friday’s Post (CE-Friday’s), I’ll be doing a brief Ally Bank review to let you know the relevant information to consider if you, too, are considering switching to this highly-rated online bank.   CE-Friday’s – “What you need to know today in less than 500 words”     A Brief Ally Bank review – Is it Crazy to Switch to Ally Bank… Exclusively??     Ally Bank is an “online” bank that is first made an impression on the financial world with its online savings accounts. As a current online savings account owner myself, the 2.2% interest rate I have with my Ally account completely blows the 0.01% interest rate my previous bank touted out of the water.   Ally (and similar online banks) can provide these high-yield (and highly competitive) accounts because of what they can save in overhead and efficiencies by not having to build, house, […]

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10 Best Work from Home Jobs for Stay at Home Parents in 2019

10 Best Work from Home Jobs for Stay at Home Parents in 2019

  I am very excited to welcome Ben and the team from Dollar Sprout to the blog today for 2 reasons. 1) They’re phenomenal to work with and 2) they know their stuff. So, when they asked to write about the best stay at home jobs, I thought you guys would love to hear what they have to say!   Take a look at the 10 best they’ve outlined below and let us know which ones you’ve tried or which you’re stoked to try in the comments section.     10 Legitimate Stay at Home Job Ideas for Parents in 2019   The best part of being a stay-at-home parent is the fact that you have the opportunity to spend more time with your kids and witness more of their developmental milestones first-hand. Still, taking care of your kids and managing the household can definitely seem like a full-time job […]

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I’m Not Allowed to Say “Jiu-Jitsu” for the Next 4 Months…

My wife had a point…   There was work, our daughter, ‘the project,’ my daily workout, life, the blog, and now I come to her with a detailed, concise, and targeted pitch about why I (and we) need to start training jiu-jitsu.   She stared through me with a bewildered look on her face, let me finish through my rehearsed closer line, and simply said (I’m paraphrasing), “You’re not allowed to say jiu-jitsu for the next 4 months. Don’t think it. Don’t say it. And you know exactly why.”     I didn’t take offense. The comment wasn’t made in a condescending or exasperated tone. It was matter-of-fact. Cold. Straight. Truth. So in order to see it as such in the moment, I had to detach from the situation and see her point of view, because very rarely will she put the foot down so emphatically. “She must have good reason to do so,” I thought to myself. […]

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Mortgage Free or Huge Investments – Which is Best?

Mortgage Free or Huge Investments - Which is Best?

  I am thrilled to welcome back Jon to the blog! He’s written before about non-traditional wireless phone plans, financial resolutions for the new year, and paying off $89,000 in student loans with his wife – and living to tell about it. And today he has another treat in store for us! Jon and Heather (his wife) recently purchased a home, and in the time since that big-ticket buy, they’ve been weighing the pros and cons of paying off the mortgage early vs. investing their extra income (they were debt-free, after all…). In this post, Jon breaks down all the components of which is best – mortgage free… or huge investments?       Mortgage Free or Huge Investments – Which is Best?   When it comes to getting a mortgage, in the personal finance community I’ve heard everything from: “Pay off your home as early as you can,” all […]

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How Not to Have a Stress-Induced Heart Attack Before Age 35

How NOT To Have A Stress-Induced Heart Attack #Stress #anxiety #calm #meditate #peace

Sweaty palms, elevated heart rate, and the constant stream of incomplete yet highly punctuated thoughts… All the while, I was lying in bed thinking, “It’s 0200… GO TO SLEEP!” Which provided exactly 0% help for the situation.   Here we were with another one in a string of sleepless nights where it’s not an uncooperative child or a specific argument that’s got me all ‘riled up’ and thus not sleeping. Nope… What’s happening is an accumulation of 1,000 tiny stressors over the course of an extended period of time all compounding to produce what seems like immediate proximity to the breaking point. Whatever that means… I didn’t know how to characterize that point, just that it was near. And what seemed present on the other side didn’t sound so appealing.   (Photo courtesy of MKulp Photography)   I felt unhealthy and I needed to do something about it. But I […]

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