7 Personal Finance Lessons from the Coronavirus

7 Personal Finance Lessons from the Coronavirus

  The Coronavirus (Covid-19) outbreak took a concept many investors love, compound growth, and turned it against us. What started as a distant problem overseas is now scaring nearly every person in the United States. Personal finance lessons aren’t the only things we’re learning from this humbling virus…   Primarily, the impact it is having on the health of ourselves, loved ones, and neighbors.   Though the pandemic is also making an impact in many other ways, including on everyone’s social life, ability to move around, and of course, the economy.   Local businesses are struggling, the S&P 500 is extremely volatile, and everyone’s personal financial situation is changing day by day.   Given all the uncertainty, I thought it would be helpful to share seven things that are for certain. That is seven known personal finance lessons from the Coronavirus that we can learn from and act upon.   […]

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Founder and CEO Anthony Zhang is Someone you Need to Know

Founder and CEO Anthony Zhang is Someone you Need to Know

  “Can you tell me what was going through your head when once you finished your pitch, [Mark] Cuban looked at you blank in the face and said, ‘You didn’t tell me shit…’?” After all the research I had done for this interview with Anthony Zhang, this was the question I most wanted to ask. Without skipping a beat Anthony replied, “I was shitting my pants… Excuse the curse word.”      Anthony Zhang has co-founded 3 companies, two of which have already been acquired and the third is his current project that I detailed at length in this post   (BTW – I can’t wait to invest in his current project Vinovest – click here to check out the company yourself). He’s held the titles of CEO, Board Member, Director of Growth, Head of Marketing and Business Development, and now Angel Investor… And he’s only 25 years old. In […]

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How Vinovest Pours a New Opportunity for Everyday People

How Vinovest Pours a New Opportunity of investing in fine wine for Everyday People

  When we talk about historical investment options for the average American, we discuss stocks, bonds, precious metals, and if we’re fortunate enough to have saved up enough capital maybe we dive into real estate or a business investment as well. One thing I hadn’t considered as a realistic investment option, though, is fine wine. Well, thanks to Vinovest, a new LA-based startup run by a proven set of co-founders, investing in fine wine is no longer reserved for the ultra-wealthy. Everyday people – you and I – can do it, too.    (Sponsored content)   I had the great opportunity to sit down with Vinovest co-founder, Anthony Zhang, just a couple of weeks ago   During our conversation, I had the chance to:     Learn more about how the company, and more importantly how an investment in fine wine through Vinovest works, Determine if these investments are safe […]

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Have Fun and Convert Sales?!? How to Best Answer your Business’ Phone

Have Fun and Convert Sales?!? How to Best Answer your Business' Phone

  “Thank you for calling the Hard Rock, Maui! This is Mike – how can I rock your world?!” I remember like it was yesterday. Hands down the second-best job I’ve ever had (running this dental practice is pretty great). Young twenties, summer breaks, Maui Hawaii, … There must be a lesson we can take from that experience to apply and dramatically improve our businesses, am I right? In fact, there were many lessons I learned that I carry with me today, but the one I want to focus on here is how we were trained to answer the phone at ‘The Rock’ (as we called it).    What my managers in Maui understood that I think many of us in the business world forget is that customers may come because of your brand or marketing, but they’ll stay because of the experience you provide for them. My question to […]

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2020 I’ll Be Building ‘Brick By Brick’ – And a Look Back to 2019

2020 I'll Be Building 'Brick By Brick' - And a Look Back to 2019

  Hey, Team – Great to see you again! It’s been a minute…    As I’ll get into below, I’ve been prioritizing professional time in other realms which has been a great and at times slightly frustrating thing. And while I’ll cover all of that below, I want to let you know that although my new content hasn’t been nearly as frequent as it was when we started 2019 – I haven’t quit working behind the scenes.   Not by a longshot.   In fact, since I launched the blog (March 1, 2016) I’ve published over 360 articles covering the gamut of business, fitness, family, finance, entrepreneurship, personal development, … and how each of those topics has intersected with my specific life – and my journey – along the way. And in traveling that path with you, I’ve earned an income, made great friends, honed some aspects of my communication […]

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3 Actionable Tips to Make you Financially Fit

3 Actionable Tips to Make you Financially Fit

  Becoming financially fit, just like achieving a higher physical fitness level isn’t easy. It takes hard work, dedication, and granite-like discipline to make significant positive changes.   The fact is – you need to put in the work. Period.   But when you’ve got a ton of motivation and energy, but don’t know what to do with it, not only are you wasting your time… But you’re missing out on the potential for growing your personal wealth and boosting your net worth, too. And friends, that’s no good.   That’s why, I’ve got Robbie here today to help get us on the right path.   Take it away, Robbie!   3 Actionable Tips to Make you Financially Fit   Hi everyone! I’m Robbie and I’m a personal finance blogger over at EAT Money and am really excited Mike has given me the opportunity to share some thoughts with you […]

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“You’re Crazy to Have a Single Fund Portfolio…”

"You're Crazy to Have a Single Fund Portfolio..."

  I saw a headline during my morning blog reading the other day that jumped out to me as ‘crazy talk’. I guess as far as the blogger is concerned, the headline worked – it grabbed my attention. But once I gave up the sacred click and dove into his post, I started thinking to myself that a single fund portfolio is reckless, at best. And at worst – catastrophic.    “Investing in a single fund portfolio is just downright crazy,” was my stance    Then all I had to was find the information to back up my claim…    #ScienctificMethod   As I researched and contemplated over the course of a few days, my data backed up my hypothesis. Not diversifying is dangerous.     But on Research Day 3 – I noticed a scarlet letter forming on my chest   “H” is for “Hypocrite”, Mike.    Or   “F” […]

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The Complete Ally Bank Review – Is It Right For You??

The Complete Ally Bank Review - Is It Right For You??

  About 4 months ago I posed the question, “Is it Crazy to Switch to Ally Bank… Exclusively?” Well, as it turns out, making the switch to Ally wasn’t crazy – it just brought with it some new adventures. Some good, one bad, and a few unexpected. So today I’m here to download my complete Ally Bank review so that you can determine if it’s right for your personal finances.   The Complete Ally Bank Review – Is It Right For You??   To make sure my Ally Bank review is fair and impartial, I listed the following pros and cons exactly as they appeared in my head. Also, no brick and mortar banks were harmed in the writing of this review.   [SPOILER] – I’m really glad we made the switch, but there’s one issue I’d like to change.   Let’s dive in!   Pro – I love the […]

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Crazy Yield Curve, Scary Recession, and How They Matter to You

Crazy Yield Curve, Scary Recession, and How They Matter to You

  Today we’ll cover the current economic conditions, what they mean in the grand scheme regarding the next recession, and how they have the ability to impact your personal bottom line.     Oh, how the economic indicators are signaling the next recession   Alarm bells, sirens… you know the drill. All signs are pointing toward a recession, and unlike a year ago, now we have some estimate on when the next recession will hit. But first, the indicators:   The Yield Curve – here’s what normal looks like     The yield curve shows you that when you loan money to the U.S. Government (via buying Treasury bonds), what interest rate you should expect to receive based on how long the term of your bond is. In the example above, if you buy a 5-year bond, you should expect a 2.9-ish% interest rate.   The curve almost always slopes […]

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My Best job; My Worst Job – and What I Learned From Each

…Server, landscaper, men’s fragrance salesman, dock worker, restaurant expediter, ballpark vendor, childhood entrepreneur, big kid (adult) entrepreneur, quality supervisor, grad student researcher (I know it’s not really a job but it was – at times – incredibly fun work), teaching assistant, forensic scientist, restaurant host, laboratory technician, auditing manager, telemarketer, training director, and now CEO. These are all positions I’ve held at one time, and if we’re playing former job BINGO, as a 32-year-old, I like my chances…   (Photo courtesy of MKulp Photography)   What’s more, reflecting back on all of these opportunities a couple of things come to mind first: I’m lucky to have had so many vast experiences across so many industries, and I really didn’t have any idea what I wanted to do with my life, did I?   The good news for me and the fam’ is that I have a pretty solid handle on […]

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