When playgrounds fight back

You know when you’ve got a perfect Sunday in the spring. “The birds are back in town” – and may or may not wake your wife up just a bit too early. Hey, the windows were open because there’s no topping a cool, crisp, freshness during the night. The temperature dips around the mid-50s in the early morning then climbs to a steady 73-75 at mid-day. There isn’t 1 visible cloud in the entire sky, and the plants are finally starting to buy the fact that it’s springtime (we’re in Ohio and day-to-day temperature fluctuations can be astronomical this time of year – flowers, freezing, flowers,…).   Monica and I knew this was one such Sunday. Most of the weekend chores were done on Saturday so we had some spare time. Secondly, we were in that solid window before dinner and right after Clara’s afternoon nap. Timing was right. It also […]

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Why Are you Loyal to the Business That Doesn’t Care About you???

Why are you loyal to the business that doesn’t care about you???

  In this Current Events Friday’s Post (CE-Friday’s), I’m diving into what makes you stick around at the business that doesn’t seem to care… at all. I’ll share 2 experience, tell you what I think the answer is, then I’ll let you know some of what we do to keep folks excited to come back to our office.   CE-Friday’s – “What you need to know today in less than 500 words”     There I was – sitting, waiting, wishing…     In the lobby of my eye doctor, there was only 1 other patient and it wasn’t a particularly busy Friday late morning. Few patients had shuffled in before me and maybe one had departed. Operatories had open doors and weren’t filled.   Yet two ladies manned the seemingly desolate front counter. Upon which phones sat but didn’t ring…   And there I sat for 30 minutes.    […]

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When the Status Quo Can’t Make you Wildly Wealthy but This Can…

When the Status Quo Can't Make you Wildly Wealthy but This Can...

  In a sweet Inception-like game, I wrote this post which was originally published on The Money Mix. It’s all about how we’ve used small business loans to advance our business and personal finances, and it’s packed with actionable intel. Let us know your thoughts in the comments below!     “One hundred fifty thousand on the build-out, two hundred seventy-five on the business, and another couple hundred on the goodwill…” It was like a sick and twisted math problem, circa 1st grade, just adding up all the small business loans we had taken out. Was I stressed and burnt out, and (in an honest moment) just a little terrified…?   I was.   But, at the same moment, I would also admit to feeling as professionally “alive” as I had ever felt in the past. There we were, a married couple in our early thirties and now business partners. […]

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How to Make a Full-Time Income Working From Home

How to Make a Full-Time Income Working From Home

  About a month ago, we published a post about The 10 Best Work from Home Jobs for Stay at Home Parents in 2019. While many readers received some great ideas and enjoyed the post, there is a whole world of possibilities out there.   So, when The Money Mix approached me with this post to syndicate here, I was originally skeptical. But then I read through the post and saw that there were many differences in what they determine are the 10 Best Work from Home Jobs compared with what we had previously published.   If you found something in the first post that is helping you to earn a little extra income – Awesome! But either way – here are 10 more great options, each with an actionable and detailed explanation of how to get started earning yourself a work from home income.   Good luck!   This article […]

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Heads-Up! Early Retirement Can Be Bad for Your Health

Whether you put in your 40 years with the company or are on the 10-year saving spree leading to FIRE (Financial Independence/Retire Early) – you would be wise to glance past the finish line and consider some basic facts. It pains me to write this, but – early retirement can be bad for your health… I mean, really bad…   (Photo courtesy of MKulp Photography)   After years of hard work, early mornings, and late nights of working toward your career goals – that pot at the end of the rainbow can be one of the most dangerous ruses of your lifetime. In fact, retirement ranks in at #10 in terms of the average individuals most stressful life events (Source). Let’s start with the bad news.   Studies from these Harvard, US News and World Report, and Medical Daily articles all discuss some part of the frightening reality that early retirement has […]

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What Are you Doing with your Time, Talents, and Treasure?

  In this Current Events Friday’s Post (CE-Friday’s), Fr. Bob and I are asking you – what are you currently doing with your time, talents, and treasure…? Seriously, I want to know. We’ll cover why I’m curious then I’ll give my breakdown to wrap it up.   CE-Friday’s – “What you need to know today in less than 500 words”   (Photo courtesy of Steve W.)     So, here’s an update then a newsflash for me   Our family (me and the girls) are Catholic and I’ve recently learned that our priest has discovered this here blog… After sitting up a little straighter in church and cleaning up my vocabulary (a little), this revelation has led me to blend some of what I hear on Sundays with what you read here on the blog.   Don’t worry – I’m not going to take you to church…     But […]

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Monica’s Weight Loss Update After 2 Months on ‘The Plan’

Monica's Weight Loss Update After 2 Months on 'The Plan'

  On March 16, 2019, my wife struck fear deep into the depths of my heart when she said, “Honey – I need help losing this baby weight. I’m starting this weight loss journey and I need your help… Please.”   I wrote about how she had asked for fitness help in the past, I got a little too ‘agro’, and she ultimately quit working out with me for… oh… 7 years after that ‘incident’.   So when she reached out 2 months ago for some help losing the baby weight, I told you all how I was both terrified and excited at the same time.   I’ve worked with folks who’ve lost hundreds of pounds and also managed to lose 65 pounds – forever – myself. So, we had a bag of tricks to pull from… Which was nice.   Well – we came up with a plan and […]

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How to Live ‘Happily Ever After’ and Work With your Spouse

How to Live 'Happily Ever After' and Work With your Spouse

  “Mom and dad were arguing so I just left the room.” One of our employees was relaying the “discussion” to another and although we were all laughing about it after the fact, neither my wife nor I enjoyed that this took place. We’re hyper-conscious that the “freedom” to work with your spouse can have catastrophic consequences, which is why we’ve implemented the tactics below to make sure that becoming business partners didn’t get in the way of ‘happily ever after’.       I had the great pleasure in talking with Tom from Maple Money all about working with your spouse and the do’s and don’t’s based on my family’s experiences. In fact, this post comes directly from that conversation. I was lucky to have the opportunity and I’d really recommend you heading over to listening to Tom’s podcast then stopping back here to read more of the details. […]

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Who Knew – your Old Cell Phone Can Make you Money?

Who Knew - your Old Cell Phone Can Make you Money?

  Today’s partner post is designed to A) update you on a great option if you’re looking to get rid of your old cell phone in favor of some cash and B) bring you a moment of entertainment. Please see my disclosure page for more details on partner posts.     When in doubt – give your old phones to your toddlers…   We had played the game about three times up to this point and (as a personal failure) I was increasingly stressed-out with each iteration.   You see, my 2.5yo daughter found extreme pleasure in pressing a button on the remote and seeing the picture and words change up on the TV. She had all the power – and loved every minute (FYI – that last point hasn’t changed).   The thing was, though, that dad had been enjoying his favorite team’s opening game. It was the 4th […]

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Is it Crazy to Switch to Ally Bank… Exclusively??

Is it Crazy to Switch to Ally Bank... Exclusively?? #onlinebank #allybank #highyield #savings

  In this Current Events Friday’s Post (CE-Friday’s), I’ll be doing a brief Ally Bank review to let you know the relevant information to consider if you, too, are considering switching to this highly-rated online bank.   CE-Friday’s – “What you need to know today in less than 500 words”     A Brief Ally Bank review – Is it Crazy to Switch to Ally Bank… Exclusively??     Ally Bank is an “online” bank that is first made an impression on the financial world with its online savings accounts. As a current online savings account owner myself, the 2.2% interest rate I have with my Ally account completely blows the 0.01% interest rate my previous bank touted out of the water.   Ally (and similar online banks) can provide these high-yield (and highly competitive) accounts because of what they can save in overhead and efficiencies by not having to build, house, […]

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