The New Dad Survival Guide you Didn’t Get at the Hospital

The New Dad Survival Guide you Didn't Get at the Hospital #parenthood #firsttimer #dad #girls

  You leave the hospital after 9 months of preparations, hormones, long nights of crib construction/nursery preparedness, breast pump assembly, car seat checks, YouTube parenting video watching, and – oh – watching childbirth (bonus points if you’re in the O.R. for a C-Section – I’ve got 2 of those badges, thank you very much), and you’re smiling ear-to-ear because that baby is finally in your arms. But let’s get real… You’ve got no clue what you’re doing. But don’t worry – I got you. This is the New Dad Survival Guide they didn’t give you at the hospital – that you so desperately need.     Do you remember that time you were watching that movie with the Navy Seals and you were thinking, “Man these guys are tough. They never lose, they’re all rock solid, and they always kill the bad guy. I mean, I know it’s the movies […]

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Was it a Terrible Time for a Mortgage Refinance??

Was it a Terrible Time for a Mortgage Refinance?? #economics #mortgage #refinance #personfinance

  Well, slap me twice and call me ‘Mikey’, because I went and out-thought myself again – (just like when I lost 66% of our net worth). I got a little too cute, played a little fast and loose, and lost sight of the bigger picture. Or did I…? In December, 2018, I thought it was the perfect time for a mortgage refinance. Was I right, was I wrong, and is my wife still talking to me?   All this and more – below!     (Photo courtesy of Al Emmert)   First, the mortgage refinance “before” details so we can set up the “after picture” you’re all waiting for   In 2015, we purchased our home on a 7 year ARM (Adjustable Rate Mortgage) at a 4.15% interest rate. (Translation: We were locked into the 4.15% interest rate for 7 years, then our rate would have the ability to […]

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To New Beginnings, Well-Wishes, and a Heart-Felt “Thank You”

To New Beginnings, Well-Wishes, and a Heart-Felt "Thank You"

Keeping on brand with my “Year of Change,” and after receiving a shocking 2-weeks notice from one of our 5 employees, I will be officially ‘retiring’ from my cushy state job as a forensic scientist today – March 8, 2019 – after 7.5 years on the job. And although my wife, coworkers, and (former) boss all have an issue with me using the word ‘retirement’ 😉 – the facts are that I’ll no longer be working where I’ve worked for over 7 years. I’ll not be collecting that ‘very nice’ paycheck with it’s ‘very nice’ benefits. And frankly – I’m both terrified and overjoyed…   This is the farewell email I sent to my coworkers earlier, and as you can tell – this place left a huge mark on my life.   (Photo courtesy of Justin Montemarano)   …To New Beginnings, Well-Wishes, and a Heart-Felt “Thank You”     I’ll be […]

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Why I Write About Business and How YOU Benefit

Becoming a business owner was one of the most exciting and terrifying moments of my life. Here are the 5 resources that helped me most along the journey #business #personaldevelopment #goals

  Three years ago, my wife and I willingly jumped into the entrepreneurial deep end. And at that moment, effectively put our family under a near 7-figure sum of debt that we won’t shake loose from for a decade. Were we scared at times…? No – we were terrified, stressed, and on-edge for nearly 2 years. But looking back from the other side, I wouldn’t change those nerve-wracking years for anything. They’re what allowed us to pursue and fulfill our professional dream of becoming business owners.   Since we took that leap, our family and our business have been on a rollercoaster ride complete with tremendous highs and some… teachable moments. We earned 140 5-star reviews in our first year of business Grew by 8.7% in our first fiscal year Got blindsided with a 2-weeks notice from one of our most trusted employees Almost went bankrupt (and one of our proudest accomplishments) helped […]

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MikedUp Blog Turns 3 Years Old – And Exciting Updates!

    If you would’ve asked me when I started this blog if I expected to still be writing posts in 3 years, I honestly don’t know what I would’ve expected…   I’m equal parts confident and pragmatic, and the truth is – I probably would’ve wrestled with that question a bit.   I mean, 3 years is a long time   Three years ago we had a 1-year-old daughter, I was still into running half-marathons, my wife and I were both working for other people, she was fresh out of dental school, and we hadn’t realistically considered the prospect of owning our own business.   But here we are – 2 kids, strength training with cardio infusions, new jobs, school a distant glimmer in the rearview, and working together on our family business…   …And I’m still writing… and loving every minute!!     First off – Thank You!  […]

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Introducing a New Series on MikedUp Blog!!

    (Photo courtesy of Al Emmert)   Well, we had a great thing going there… For 41 Friday’s in a row, we shared with you 2 of the greatest and 2 of the worst moments from a generous writer’s life to this point in MikedUp Blog’s Wins and Losses Series.   There were debt payoffs, ejections from your kid’s little league games, diagnoses, hot takes, suicide attempts, and everything in between…   I started the Wins and Losses Series for 1 reason alone – to learn from other’s experiences so that we could all improve together. And reflecting from the other side of this series, I’d say we accomplished that mission.   But I feel the time has come to close the chapter on the series.   It’s been a great run, but honestly – I’ve got something shiny, new, and (hopefully you agree) exciting to take its place!! […]

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4 Financial Mistakes That Actually Improved our Lives

4 Financial Mistakes That Actually Improved our Lives #personalfinance #family #saving #emergencyfund #home

  Today, I’m thrilled to welcome Jon back onto the site! We first heard from him a couple years ago when he discussed how he and his wife paid off $89,000 of student loans in just over a year, and while he’s written a few articles since… it’s been a minute. That’s why I’m stoked he’s here today to talk about some of the financial mistakes he’s made and how they may have actually benefited his family!   It’s not all $89,000 student loan payoffs, friends – we’ve all made some mistakes from time to time. But as you’ll see – it’s less about the mistakes themselves, and more about how you respond.       (Photo courtesy of MissFunctional Money)   Take it away, Jon!     4 Financial Mistakes That Actually Improved our Lives     If you’re anything like me, it can be easy to obsess about […]

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The 11 Most Hilarious Memes From My Wife – Now you Know

  Alright, Team – here’s the deal. I’ve got no value to add to your life with this post. No suggestions to improve your fitness, finances, or business’ competitive position. What I do have are 11 amazing memes from my wife (that qualifies as “family”, right…?). She’s sent these to me throughout pregnancy, us buying our business, and raising our daughters. After months of receiving these memes, laughing my butt off, and responding in kind – I started screen-shotting and saving these things.     I make no promises to censorship below and I only caution you to know 2 things:   She’s not wrong She’s hilarious   I’ll provide a couple lines after each meme, but let’s be honest – these things speak for themselves.     The 11 Most Hilarious Memes From My Wife – Now you Know   1- Let’s hope our [oldest] daughter uses her sass […]

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Can’t Exercise When you Have the Kids?? Think Again

Can't Exercise When you Have the Kids?? Think Again

I’m not a stay-at-home dad but I’ve had a few Saturdays with Monica away at a baby/bridal shower and the girls staying home with me. On her way out the door there’s a quick rundown of the schedule, a couple of last-minute ‘don’t forgets,’ and the statement question – “You’re good, right?” I have her full confidence, no doubt, but she’s known me for over a decade and in the back of her mind she understands that I’m cooking up a list of easy exercises for me and the little ones to knock out while mom’s away.   I’ve got this whole, “lost 65 pounds, higher energy level, on-my-shoulder-whispering angel thing,” reminding me that I never miss a Monday and that I’ll need to squeeze at least a 30-minute workout into this day.   How, then, can I have a tremendous – memory generating – Saturday with my daughters and […]

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Wins and Losses Series: Tim from Life for the Better – “You don’t know what you got ’till it’s gone”

Wins and Losses Series: Tim from Life for the Better - "You don't know what you got 'till it's gone"

Hi, Team!   Welcome to another edition of MikedUp Blog’s Wins and Losses Series, where we interview a generous participant about 4 of the best and worst moments of their life. The point? To learn from the past so that we can improve in the future!   If you’re interested in participating in the Wins and Losses Series, please send me a note here (you don’t have to be a blogger to participate!)   Check out the complete Wins and Losses Series Here   This week we have: Tim from Life for the Better!   Take it away, Tim:     My name is Tim and I blog over at Life For The Better. I am currently 25 years young and an officer in the Air Force. I am currently in pursuit of financial independence. In order to achieve the goal of financial independence, I’ve set out to live a […]

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