Wins and Losses Series: Matt from Spills Spot – “I was unemployed for about 6 months”

Wins and Losses Series: Matt from Spills Spot - "I was unemployed for about 6 months"

Hi, Team!   Welcome to another edition of MikedUp Blog’s Wins and Losses Series, where we interview a generous participant about 4 of the best and worst moments of their life. The point? To learn from the past so that we can improve in the future!   If you’re interested in participating in the Wins and Losses Series, please send me a note here (you don’t have to be a blogger to participate!)     Check out the complete Wins and Losses Series Here   This week we have: Matt from Spills Spot!     I love that Matt took the series prompts to heart with this one – he really dives into the lessons learned during these wins and losses and I’m stoked that he let us into these moments in his life. Some gems in this one! Take it away, Matt!     Hello MikedUp Blog readers!   […]

Continue Reading

Why I write about physical fitness and how YOU benefit

Picture of Mike after a workout showing his physical fitness

I know what it’s like to be on the physical fitness path…   To be an athlete competing at the highest level of your ‘profession,’ against other fine-tuned-machines of men. Some of whom would go on to play in the NFL and earn Super Bowl rings.   My collegiate football career saw me gaining muscle, burning fat, and improving every day as I competed with my teammates on Division I (MAC Conference) Kent State Golden Flashes Football Team.   At 255 pounds, I was a Tight End / Fullback hybrid that was used primarily in the passing game. I ran a respectable 4.68 40-yard dash, and although my numbers were decent, I still had quite a ways to go. But I was on the path…   I was in the prime of my athletic career up to that point… Until one day – I wasn’t   During the course of […]

Continue Reading

Mike’s very real (now very public) 2018 goals

2018 objective: To actually write down tangible and somewhat attainable goals for the most important aspects of my life. Nothing is off limits… And with the article below, I’ve achieved my first goal of 2018 (actually writing them down).   You are required to do it for most regular jobs and studies show we are more successful when we do it in any aspects of our regular lives… Also, all the other kids (fellow financial bloggers) are doing it, so I’ll also hop aboard this train – and in doing so I think I’ll be better for it. I’ve been thinking about ‘New Year’s Resolutions’ for a little while leading up to this new year but it was a post by Mustard Seed Money that actually sparked me to write my 2018 goals down and to share them with you (thanks, MSM). And to you – my loyal and amazing […]

Continue Reading

We cut our grocery bill by 30%; more than just making a menu…

Alarm bells and red flags were sounding (and going up) in my brain. I sensed all wasn’t well and that some rectifying needed to be done in the near future. This was going to be one of those conversations where the selective hearing would not be an option. My FULL attention would be required.   Monica and I had just gotten home from work and the gym when the daily question presented itself… again. “What are you thinking for dinner?” It was a simple and straightforward question but even as I asked it I sensed the repetition starting to nag at both of us.   Monica vocalized our collective thoughts. “I’m sick of making decisions all day, then coming home only to decide what’s for dinner. This stops now.” She wasn’t mad at me, just frustrated with the situation we’ve fostered. And frankly, her frustration was warranted.   Whether it’s Monica’s […]

Continue Reading

Pay yourself first (financial pillar#6)

Check out the complete list of Financial Pillars Here When there are credit card payments, student loan payments, rent, mortgage, car payments, utilities, groceries, …, and the good ‘ole gym membership competing for those precious budget dollars, it can be so easy to ignore savings. In this post, I’ll show you why it’s vital to save monthly. How will we do this? By paying ourselves first. That’s right – before all of those other bills. Don’t worry, if we do this right your lights won’t get shut off on you.   I’ve heard it when doing financial counseling, my friends have said it in random conversations, and the data show their comments to be true… “After all of the fixed expenses, it’s hard to come up with any money to save each month.”   I hear this and think about death to the savings account, death to retirement, and death to financial freedom itself. And I’m […]

Continue Reading

Discipline equals financial freedom (Jon and Heather II)

Remember these two?   If you missed the original article, check it out here. Either way, here’s a brief refresher:   In the spring (2016) I wrote an article about Jon and Heather – a young, 20-something couple embarking on their life together. There was a wedding, apartment, a couple of new jobs, and a dumpster-diving brother-in-law (yes, you read that right – see the link above for that story). And as with many millennial couples, there was the albatross of student loans hanging around the young couples neck. About $89,000 worth.   But that’s not all…    There was also a plan. Some termed the plan as crazy; others – inspirational. We’ll leave that up to you. Essentially, the plan was to eliminate the student loan debt. And eliminate it as fast as possible.   Last we heard from these 2, they had paid off close to $52,000 in 8 months!! This was in […]

Continue Reading

Sit down and make a budget (financial pillar #3)

Check out the complete list of Financial Pillars Here   If you have tried to save money, spend less, improve credit, or build wealth at some point in the past, chances are you’ve heard that making a budget is a huge step in achieving your goal. If you’re anything like the previous version of me (I’ll call him splurgy Mike), then chances are you read the words about making a budget, they proceeded through your eyes, reached your brain, and were immediately disregarded. “I’ll just watch my spending and the money will save itself up eventually. I don’t need a budget…”   Flat. Out. Wrong.   Does a surgeon cut into someone’s chest and think, “A little patch here, stint there, maybe some stitching in this region, then this heart should basically heal itself?” No. They have a detailed plan. A football coach makes a game plan each week (topical […]

Continue Reading

How setting SMART goals can change your life! (Guest blogger – Mel)

MikedUp Blog is thrilled to welcome “Mel” as the first guest blogger to our site! We have a ‘Guest blogger’ page under construction right now, where you’ll be able to read more about credentials and past achievements. For now though, Mel has worked in the healthcare field for over 30 years, has been a contributing author on 11 scientific publications, and currently works as a clinical research nurse at a major hospital system. She has been gracious enough to share some of her knowledge with us and we’re thrilled that’s the case!  Here’s her first post about goal setting:   Hello readers!   It is with great joy and excitement that Mike has invited me to be a guest blogger for MikedUp Blog!  My contributions will be topic focused and aim to accomplish 3 things: Share knowledge about the week’s topic. Suggest a skill to put that knowledge into action. Support […]

Continue Reading