Get a Debt Consolidation Loan, Even with Bad Credit

Are you Interested in a $200/Hour Side Hustle? Here's One

If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get a debt consolidation loan, even with bad credit. In this article, you will learn about the ins and outs of a debt consolidation loan, the pros and cons of getting one, and what your alternatives are if you aren’t ready to get a debt consolidation loan. What is a Debt Consolidation Loan? A debt consolidation loan is a new loan that you take out to cover the balance of your other loans. A debt consolidation loan is a single, larger piece of debt, usually with better payoff terms than your original, smaller debts. When you receive a consolidation loan, your other loan balances are paid off. This […]

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Shout-out: How To Save On Healthcare Costs

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Hello all!   Our Saturday morning shout-outs highlight a post/article/book/other that I’ve come across lately that deserves exactly that: a ‘shout-out.’ The goal here is to hopefully introduce my readers to other authors or bloggers that have had an impact on me, my writing, and my life.   This week’s shout-out is: How To Save On Healthcare Costs (Jim from The White Coat Investor)   Click here to check out the post!   You want to help me reduce healthcare costs? I’m in. Oh, and you’re a doctor who knows the system inside and out? Yeah, now I’m glued. Jim is a licensed physician with over a decade in practice and he’s taken the liberty to give us some actionable and (actually) achievable pieces of advice to help reduce or eliminate health-related costs. As we’ve set off in business for ourselves and will soon be responsible for our entire healthcare costs, […]

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He walks to work every day for 4 years and I’m curious

He walks to work every day for 4 years and I'm curious

Hi, Team!   What’s below is a unique exchange between two bloggers. Scott (at Making Momentum), is a blogger I’ve come to know, respect, and learn A TON from recently. His weekly Saturday Round-Up posts may be the best I’ve seen and his combination of personal finance, fitness, and overall self-improvement posts are right up my alley.   Given the info above, I’m pretty glued to his site these days, and when his recent post about him walking to work every day for 4 years was published I was all-in! Probably equal parts respect, jealousy, and sheer wonder had my mind spinning while reading through his post.   He did a great job explaining the benefits of walking compared with driving or public transit, but the questions I had were more of a “nuts and bolts” variety (e.g. – how does he actually do this???). So I reached out on […]

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How to Best Prepare your High Schooler for the Big Bad World

Prepare your high schooler for life after high school

How to best prepare your high schooler for life out of the nest can be a terrifying thought.   Take it from me – the father of a 3-year-old who hasn’t quite approached that stage yet but experiences a 10% rise in blood pressure just as I write this sentence.   Sure, there’s research and logical thought on best practices, but how can you know if that’s what actually works – in the real world?   Well, we are incredibly fortunate to have 2!! people here today that literally work with 14-20-year-olds as they prepare for and enter life after high-school.   These two – collectively – have 3 degrees and double-digit years of experience helping kids just like ours make this transition successfully. There may not necessarily be one “right way” to prepare your teenager, but there are some great general concepts and the two below have graciously offered […]

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Shout-out: Become your best boss ever

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Hello all!    Our Saturday morning shout-outs highlight a post/article/book/other that I’ve come across lately that deserves exactly that: a ‘shout-out.’ The goal here is to hopefully introduce my readers to other authors or bloggers that have had an impact on me, my writing, and my life.   This week’s shout-out is: Become your best boss ever by Jillian at Montana Money Adventures Jillian is currently a self-employed blogger but it wasn’t always that way. She worked 20 years for a wide variety of bosses. Good, bad, and indifferent. But now she’s faced with a new challenge – one you might not expect from a self-employed individual… She’s working on developing her skills so that she can effectively manage her employee(s) – namely herself.   This is a pretty unique picture of the fact that reaching the end of the rainbow (retirement or self-employment) doesn’t come with an instruction manual or just […]

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Why can’t dudes do Zumba too? … 2

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If you missed the first half of this article, feel free to check it out here before reading the conclusion. There I explained the purpose of this post, in case you were thinking, “Why, on earth, would a man want to do Zumba?” If you already understand my craziness, please feel free to press on. Thanks for coming back!   Last time we covered my experiences in Pilates and a boot camp at my daughter’s preschool. This time, we’re getting down to business. We’ve got Zumba and Dance Fusion…   Zumba beginning     Before lacing up the Nikes and setting foot on that parquet floor, my tank-top and running shorts wearing self sat in my car and thought, “Really man? Just stand up, get in there, and get this over with. Who knows? Maybe you’ll love it.” A hopeless attempt at getting me to believe I’d enjoy what’s coming […]

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Purchase. Relocate. Open. The EPIC 467-day battle for entrepreneurship

Our epic battle for entrepreneurship

The battle for entrepreneurship starts well before owning a business…   467 Days – Full of long nights, early mornings, missed dinners, ridiculous stress, and moments stolen from family and friends. There were unnecessary arguments, distracted conversations, and more apologies than I can count (or am willing to share)…   But, on the flip side.    There were learned skills of negotiation, risk management, decision making, business forecasting, marketing, web development, cash flow analysis, and professional relationship management – to pick a small few…   (Photo courtesy of MKulp Photography)   467 Days ago Monica and I decided that we would actively pursue the purchase of a dental practice.    Not just any dental practice. The same practice that she had been working at for 2 years and had previously declined an offer to buy. Quickly.   We had looked at other practices, sure… But this one needed more TLC than we […]

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Here are Amazing Facts about HVAC Systems

Here are Amazing Facts about HVAC Systems You may have probably heard about the HVAC system but cannot deduce how it manages to regulate the environmental temperature. HVAC is a result of improved technology and modernization. One of the main amazing facts about this unit is that there are many of its installers worldwide. Many people are adopting air conditioning systems, and they might dominate the household sector before the next decade. HVAC System Improves Home Value and Quality It is a great deal of work investing in home properties. You want to ensure every needed object is in its proper condition. One home item contributing significantly to its value is the air conditioning system. When the air conditioner performs its work effectively, a homeowner is assured of selling at a higher value. With this, you get a significant return on investment. The home buyers are sure to regulate their […]

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Why I Write About Physical Fitness and How YOU Benefit

Picture of Mike after a workout showing his physical fitness

I know what it’s like to be on the physical fitness path…   To be an athlete competing at the highest level of your ‘profession,’ against other fine-tuned-machines of men. Some of whom would go on to play in the NFL and earn Super Bowl rings.   My collegiate football career saw me gaining muscle, burning fat, and improving every day as I competed with my teammates on Division I (MAC Conference) Kent State Golden Flashes Football Team.   At 255 pounds, I was a Tight End / Fullback hybrid that was used primarily in the passing game. I ran a respectable 4.68 40-yard dash, and although my numbers were decent, I still had quite a ways to go. But I was on the path…   I was in the prime of my athletic career up to that point… Until one day – I wasn’t   During the course of […]

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I hate avocados… But call me a ‘snowflake’ millennial any day!

Avocado and it's relationship to the millennial stereotype

I recently found out that I’m a “snowflake millennial,” so now I’m jumping on the bandwagon – all aboard!!   Stereotype (definition) – a widely held but fixed and oversimplified image or the idea of a particular type of person or thing.   Can they be based in truth…? Sure.   Should you believe every stereotype you hear…? Not so fast.   (Photo courtesy of MKulp Photography)   The stereotype I’m most interested in today is this: Millennials are lazy, job-hopping snowflakes that seek only instant gratification.    Let’s not stop there. I’ve even read that more seasoned generations tend to believe that millennials are unprepared and incapable of taking the reins to lead our world forward. For the record – I think this opinion is short-sighted and not well investigated… So let’s take care of the latter.   Why am I interested in this stereotype? Well, I found out last year that […]

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