4 Ways Buying a Home is a Good Investment

4 Ways Buying a Home is a Good Investment

Most people think that buying a home is an investment that you have to make when you are older and ready to settle down. But you can buy a home anytime, at any age. In fact, buying a home can actually be a great investment. While some people dream of traveling the world, others dream of finally buying their dream home. Both are great options, it just depends on the type of person you are and how you want to spend your money. Or, if you’re stuck between the two, you can buy a house in your favorite vacation spot and get the best of both worlds! If buying a home is something you see in your near future, here are 4 reasons why it is a good investment:   You will save money in the long run When you pay rent, that money just goes to the landlord every […]

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4 Budgeting Basics for Your Business

4 Budgeting Basics for Your Business

You’ve cut back on Thai takeout, stuck with public transportation, and opted for DIY home improvement projects. You’re a personal budgeting wiz. But for businesses? Budgeting requires a little more preparation and finesse. When starting a new company (or even revising your current one), you need a plan that fosters profit and growth.  To get started, let’s dive into a few budgeting basics for all businesses. #1: Review Your Spending To create a budget for the future, you must first investigate the past. Alright, enough guru-talk. If you want to tighten up the balance sheet, you need to determine what’s draining your profits. Once you start probing your records, you’ll probably find a decent amount of wasteful spending. Start by listing all fixed costs for your business, such as: Rent and necessary utilities Subscriptions Software services Payroll Insurance Next, determine any variable expenses, like:  Usage-based utilities Shipping Salary bonuses or […]

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3 Ways Mortgage Lenders Can Minimize Risk

3 Ways Mortgage Lenders Can Minimize Risk

As a finance lender, a certain amount of risk is inherent. After all, the nature of the business is to give money upfront. And while there are a number of different actions one can take to recoup money in the event that a borrower doesn’t follow the terms they’ve agreed to, it can be a tricky and arduous process. The seizure of assets can be quite complex, and if your borrower doesn’t have enough to recoup the loss, you can find yourself in an extremely difficult situation. That’s why, as a lender, it’s important to take on as little risk as possible. By minimizing risk, you as a lender can maximize profitability, which in turn helps grow your business. But how? Read on for our top tips for minimizing your risk! Tip #1: Don’t forget to pre-screen borrowers Lenders field requests from all types of borrowers. And while many are […]

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7 Personal Finance Lessons from the Coronavirus

7 Personal Finance Lessons from the Coronavirus

  The Coronavirus (Covid-19) outbreak took a concept many investors love, compound growth, and turned it against us. What started as a distant problem overseas is now scaring nearly every person in the United States. Personal finance lessons aren’t the only things we’re learning from this humbling virus…   Primarily, the impact it is having on the health of ourselves, loved ones, and neighbors.   Though the pandemic is also making an impact in many other ways, including on everyone’s social life, ability to move around, and of course, the economy.   Local businesses are struggling, the S&P 500 is extremely volatile, and everyone’s personal financial situation is changing day by day.   Given all the uncertainty, I thought it would be helpful to share seven things that are for certain. That is seven known personal finance lessons from the Coronavirus that we can learn from and act upon.   […]

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Founder and CEO Anthony Zhang is Someone you Need to Know

Founder and CEO Anthony Zhang is Someone you Need to Know

  “Can you tell me what was going through your head when once you finished your pitch, [Mark] Cuban looked at you blank in the face and said, ‘You didn’t tell me shit…’?” After all the research I had done for this interview with Anthony Zhang, this was the question I most wanted to ask. Without skipping a beat Anthony replied, “I was shitting my pants… Excuse the curse word.”      Anthony Zhang has co-founded 3 companies, two of which have already been acquired and the third is his current project that I detailed at length in this post   (BTW – I can’t wait to invest in his current project Vinovest – click here to check out the company yourself). He’s held the titles of CEO, Board Member, Director of Growth, Head of Marketing and Business Development, and now Angel Investor… And he’s only 25 years old. In […]

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How Vinovest Pours a New Opportunity for Everyday People

How Vinovest Pours a New Opportunity of investing in fine wine for Everyday People

  When we talk about historical investment options for the average American, we discuss stocks, bonds, precious metals, and if we’re fortunate enough to have saved up enough capital maybe we dive into real estate or a business investment as well. One thing I hadn’t considered as a realistic investment option, though, is fine wine. Well, thanks to Vinovest, a new LA-based startup run by a proven set of co-founders, investing in fine wine is no longer reserved for the ultra-wealthy. Everyday people – you and I – can do it, too.    (Sponsored content)   I had the great opportunity to sit down with Vinovest co-founder, Anthony Zhang, just a couple of weeks ago   During our conversation, I had the chance to:     Learn more about how the company, and more importantly how an investment in fine wine through Vinovest works, Determine if these investments are safe […]

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Have Fun and Convert Sales?!? How to Best Answer your Business’ Phone

Have Fun and Convert Sales?!? How to Best Answer your Business' Phone

  “Thank you for calling the Hard Rock, Maui! This is Mike – how can I rock your world?!” I remember like it was yesterday. Hands down the second-best job I’ve ever had (running this dental practice is pretty great). Young twenties, summer breaks, Maui Hawaii, … There must be a lesson we can take from that experience to apply and dramatically improve our businesses, am I right? In fact, there were many lessons I learned that I carry with me today, but the one I want to focus on here is how we were trained to answer the phone at ‘The Rock’ (as we called it).    What my managers in Maui understood that I think many of us in the business world forget is that customers may come because of your brand or marketing, but they’ll stay because of the experience you provide for them. My question to […]

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2020 I’ll Be Building ‘Brick By Brick’ – And a Look Back to 2019

2020 I'll Be Building 'Brick By Brick' - And a Look Back to 2019

  Hey, Team – Great to see you again! It’s been a minute…    As I’ll get into below, I’ve been prioritizing professional time in other realms which has been a great and at times slightly frustrating thing. And while I’ll cover all of that below, I want to let you know that although my new content hasn’t been nearly as frequent as it was when we started 2019 – I haven’t quit working behind the scenes.   Not by a longshot.   In fact, since I launched the blog (March 1, 2016) I’ve published over 360 articles covering the gamut of business, fitness, family, finance, entrepreneurship, personal development, … and how each of those topics has intersected with my specific life – and my journey – along the way. And in traveling that path with you, I’ve earned an income, made great friends, honed some aspects of my communication […]

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The Ins and Outs Of Solar Panels

Solar panels are quite easy to come by – from major hardware stores to online suppliers and specialized businesses, upgrading to a solar life is generally within quick reach. Some companies specialize only in supplying solar panels, while others can assist with both the supply and installation.  Thanks to the upfront installation cost of solar panels being unpleasantly high, many companies are now also assisting customers with financing options for their solar panels, to assist in affording the initial outlay. Generally, this form of finance will require a monthly repayment until the amount of the cost has been recovered. The good news, depending on where you live, is that solar installations are often eligible for tax rebates and other incentives that make the installation worthwhile.  Grid-tied or off-grid – the considerations When you are planning your home solar panel installation, you will need to decide whether you will be going […]

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3 Actionable Tips to Make you Financially Fit

3 Actionable Tips to Make you Financially Fit

  Becoming financially fit, just like achieving a higher physical fitness level isn’t easy. It takes hard work, dedication, and granite-like discipline to make significant positive changes.   The fact is – you need to put in the work. Period.   But when you’ve got a ton of motivation and energy, but don’t know what to do with it, not only are you wasting your time… But you’re missing out on the potential for growing your personal wealth and boosting your net worth, too. And friends, that’s no good.   That’s why, I’ve got Robbie here today to help get us on the right path.   Take it away, Robbie!   3 Actionable Tips to Make you Financially Fit   Hi everyone! I’m Robbie and I’m a personal finance blogger over at EAT Money and am really excited Mike has given me the opportunity to share some thoughts with you […]

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