10 Rich Habits to Improve Your Life

10 Rich Habits to Improve Your Life #wealth #personalfinance #personaldevelopment #financialgoals #richlife

Hi, Team! When I introduce a guest blogger on the site, I always say that I’m thrilled to feature the author, that I took great information from the post, and that I can’t wait for you to read it. And that is 100% true. If I didn’t love a guest post, it won’t get published. Period. So I will say all of those things about this post and this author. And I will also tell you that the below post about rich habits is incredibly insightful and can have a significant positive impact in your life. But I’m not stopping there This post was written by ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). It’s written by an early 50’s retiree who achieved financial independence, shares what’s worked for him, and details how others can implement those successes in their lives. He is also […]

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Is Your Family Prepared for an Emergency?

Is Your Family Prepared For An Emergency #Prepping #Prepared #EmergencyResponse #Safe

Hi Team! I am stoked to share the below post with you today! This one is all about how to best prepare your family in case of an emergency and it comes to us courtesy of Othala Fehu: Two government lawyers with 2 kids, rolling towards FIRE (Financial Independence / Retire Early). The only pagan Net Worth Blog around, I think. I also delve into Prepping and Precious Metals because I am otherwise worried I would become too popular.   I have been asked several times now to provide a piece on prepping in relation to personal finance blogs. For me, I am always glad to provide the piece. There is no reason these two passions are not linked more often. I find many of the same traits abound in each niche; Frugality, Minimalism, Self-Reliance, and Independence. It’s hard to gauge just where I should start a post about different concepts and ideas […]

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I Found True Happiness on the Far Side of the World

Finding True Happiness On The Far Side of the World #Joy #Happiness

It was “go outside and start sweating instantly” hot with 100% humidity.   We had finally made it to a suitable campsite at about 4:00pm and I was quickly running out of water. The 4 liters I had packed in the morning were all bone dry, save for a few drops in one of my bottles.   The rum was still half full though… But that wasn’t going to do my dehydration much good. I glanced at my two friends, both dropping their packs and seemingly exhausted. We were the only 3 humans within 50 miles on the uncivilized edge of a Costa Rican rainforest. Ocean to our west and deadly rainforest to our east. The options were few.   I knew we had to take care of a few priorities. Quickly. Darkness was coming and we needed to set up our tents, start a fire, and find water. All […]

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A No-Nonsense Method to Crush Complacency

No-Nonsense Method to Crush Complacency #Goals #Progress

For the past 5 days, I had been feeling like garbage   I’d get a decent amount of sleep but wake up exhausted. My workouts were uninspired. And every time I’d sit down to start writing at night, the words I typed were wasting the digital space they occupied.   “What’s the deal here?!?” I’d say to myself. I was following my self-prescribed 10 Steps to not have a stress-induced heart attack (read: don’t burn out) that had previously worked superbly. But not this week.   I was in a rut and didn’t know how to get out   At about 11:00 on Friday morning (Day 5), I made a decision. Instead of just accepting this constant feeling of ‘blah’ – I decided to take action.   It would’ve been easy and uncomplicated to just sit in my office’s break room for 30 minutes, eat lunch, then proceed with this […]

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67 Great Frugal Tips to Make you Wealthier Today

67 Great Frugal Tips to Make you Wealthier Today

There was a point in my life when I’d ask my college roommates to bring me back ketchup packets from their lunches out (#1). I wasn’t about to pay full price for the Heinz when they’re just giving that stuff away at some local establishments… I mean, C’mon.   I say the above to let you know that I’ve sat for hours contemplating different ways to save a buck here or earn a buck there. All in a combined frugal effort to fight the staggeringly large 6-figure student loan debt over our heads.   And now that I’ve been to the frugal mountaintop and we’re nearing the end of our student loan repayment, my personal finance nerd friends and I will occasionally search the web for frugal tips that we haven’t heard of or tried in a while.   But I haven’t found a comprehensive list that details all the […]

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Shout-out: 20 Reasons Why I spent Over $10,000 on a Home Gym

Hello all!   Our Saturday morning shout-outs highlight a post/article/book/other that I’ve come across lately that deserves exactly that: a ‘shout-out.’ The goal here is to hopefully introduce my readers to other authors or bloggers that have had an impact on me, my writing, and my life.   This week’s shout-out is: 20 Reasons Why I spent Over $10,000 on a Home Gym(Miguel – The Rich Miser)   Click here to check out the post!    While I’m not planning to shell out $10k on a home gym, my optimistic-self thinks that a (less expensive) home gym could be in my future. Aside from the convenience factor of having the gym in your house, Miguel goes on to extensively explain why what some may consider a luxury item should be at least considered as a staple. Hey, I write about fitness on occasion, so the fitness as a priority point isn’t […]

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Shout-out: How To Save On Healthcare Costs

Hello all!   Our Saturday morning shout-outs highlight a post/article/book/other that I’ve come across lately that deserves exactly that: a ‘shout-out.’ The goal here is to hopefully introduce my readers to other authors or bloggers that have had an impact on me, my writing, and my life.   This week’s shout-out is: How To Save On Healthcare Costs (Jim from The White Coat Investor)   Click here to check out the post!   You want to help me reduce healthcare costs? I’m in. Oh, and you’re a doctor who knows the system inside and out? Yeah, now I’m glued. Jim is a licensed physician with over a decade in practice and he’s taken the liberty to give us some actionable and (actually) achievable pieces of advice to help reduce or eliminate health-related costs. As we’ve set off in business for ourselves and will soon be responsible for our entire healthcare costs, […]

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2018 Life, Business, and Blog Goals Mid-Year Recap – How Have We Done!?!?

2018 Goals Recap

Way back in January (2018) I wrote this to open my annual Goals Post:   2018 Objective: To actually write down tangible and somewhat attainable goals for the most important aspects of my life. Nothing is off limits… And with the article below, I’ve achieved my first goal of 2018 (actually writing them down).   You know what? This writing goals down business actually does have an impact. I’m going to go through my original goals post, category-by-category below and let you know how I’m (we’re) doing. Intrigued…? Me too! Oh, and heads up for the subtle announcements that may or may not be scattered about the post.   I also wrote in the original post’s introduction a plea to you, the reader:   2) Indirectly hold me accountable. Read/share this article and drop me a line throughout the year to the tune of, “Hey, man. How’s the debt payoff coming???” Thanks in advance, […]

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He walks to work every day for 4 years and I’m curious

He walks to work every day for 4 years and I'm curious

Hi, Team!   What’s below is a unique exchange between two bloggers. Scott (at Making Momentum), is a blogger I’ve come to know, respect, and learn A TON from recently. His weekly Saturday Round-Up posts may be the best I’ve seen and his combination of personal finance, fitness, and overall self-improvement posts are right up my alley.   Given the info above, I’m pretty glued to his site these days, and when his recent post about him walking to work every day for 4 years was published I was all-in! Probably equal parts respect, jealousy, and sheer wonder had my mind spinning while reading through his post.   He did a great job explaining the benefits of walking compared with driving or public transit, but the questions I had were more of a “nuts and bolts” variety (e.g. – how does he actually do this???). So I reached out on […]

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YES – You Can Consistently Workout for FREE

Yes you can consistently workout for free

Working with clients that are fighting hard to get out of debt has opened my eyes to something I’m a little ashamed of. For the ones that scrutinize every line item in the budget and negotiate most bills received, the ability to exercise at a well-equipped gym is a luxury.   I’d ask the question, “Any gym membership to work in here?” and every time there’s a short terse response – “No.” That’s usually followed by a “Are you really serious with that question?” look. Then I’d follow with, “Have you considered trying to workout for free?” …Same look…   I won’t stop with other’s experiences. My wife and I agonized over whether or not we could afford a membership fee to the local YMCA. There was the exercise equipment, sure, but there was also the pool, workout classes, youth sports, and convenience that all weighed heavily in favor of […]

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